Author Archives for wybenga_admin

Consolidate your super and save

July 16, 2019 12:00 am Published by Comments Off on Consolidate your super and save

If I offered you a year's pay for an hour or so of work, you would probably jump at the opportunity.


Critical documentation steps flagged with switching SMSF loans

July 13, 2019 12:00 am Published by Comments Off on Critical documentation steps flagged with switching SMSF loans

With an increasing number of SMSF clients looking to switch loans following the exodus of the major banks from SMSF lending, a law firm has highlighted some of the considerations and important steps with documentation in this process.


Good investment habits versus damaging biases

July 10, 2019 12:00 am Published by Comments Off on Good investment habits versus damaging biases

In a low-interest, lower-return, more-volatile investment environment, investors have an even greater incentive to keep wealth-damaging behavioural traits or biases under control.


Control considerations flagged with death benefit pensions for children

July 7, 2019 12:00 am Published by Comments Off on Control considerations flagged with death benefit pensions for children

When starting retirement phase pension accounts, SMSF professionals and their clients should think carefully about how it might impact the amount of death benefit pension that their children will be able to receive, says a technical expert.


Interest rate for SMSF loans set to rise under safe harbour terms

July 4, 2019 12:00 am Published by Comments Off on Interest rate for SMSF loans set to rise under safe harbour terms

Despite the recent cut to official interest rates, an update in the ATO’s superannuation rates and thresholds indicates that the minimum interest rate for SMSF loans under the safe harbour terms will increase for the 2019–20 financial year.


Recession on our mind

June 30, 2019 12:00 am Published by Comments Off on Recession on our mind

When do we know for certain that we are on a path toward recession and that what we are experiencing is not simply a reversion to trend? How can investors prepare?


LRBAs, guarantees in need of review after property market falls

June 19, 2019 12:00 am Published by Comments Off on LRBAs, guarantees in need of review after property market falls

With property markets taking a tumble in recent times, some SMSF clients may need to review the loan arrangements and guarantees they have, particularly where the loan-to-value ratio has significantly dropped, says an industry lawyer.