Author Archives for wybenga_admin

Rules apply to gifting in superannuation

July 22, 2026 12:00 am Published by Comments Off on Rules apply to gifting in superannuation

Australia’s age pension gifting rules are again under scrutiny as advisers warn that retirees are increasingly making financial gifts that unintentionally trigger Centrelink deprivation assessments, said Janet Manzanero-Caruana, senior technical services manager for MLC.


What the Payday Super changes mean for your retirement

July 18, 2026 12:00 am Published by Comments Off on What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances in the lead-up to retirement.


Complications of maintaining two cost bases in Div 296

July 15, 2026 12:00 am Published by Comments Off on Complications of maintaining two cost bases in Div 296

According to BT technical consultant Matt Manning, the Division 296 cost base reset requires SMSFs to maintain two parallel cost bases indefinitely: one for ordinary capital gains tax and another solely for Division 296 earnings.


The SBSCH will close from 1 July 2026

July 12, 2026 12:00 am Published by Comments Off on The SBSCH will close from 1 July 2026

The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions.


Adequate retirement savings misjudged

July 9, 2026 12:00 am Published by Comments Off on Adequate retirement savings misjudged

Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement.


What’s your risk profile?

June 25, 2026 12:00 am Published by Comments Off on What’s your risk profile?

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall.


Six strategic investment moves for mid-career women

June 20, 2026 12:00 am Published by Comments Off on Six strategic investment moves for mid-career women

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security.